Here's how to qualify for Chase bonuses, which are some of the best on the market.
+ See a summary of available Chase bank promotions
Chase Bank Promotions 2022
Chase College Checking℠: $100 bonus
Chase Secure Banking℠: $100 bonus
Chase Total Checking®: $200 bonus
Chase Business Complete Checking℠: $300 bonus
NerdWallet rating Learn More at Chase, Member FDIC | Chase College Checking℠: $100 bonus offer
|
NerdWallet rating Learn More at Chase, Member FDIC | Chase Secure Banking℠: $100 bonus offer
|
NerdWallet rating Learn More at Chase, Member FDIC | Chase Total Checking®: $200 bonus offer
|
NerdWallet rating Learn More at Chase, Member FDIC | Chase Business Complete Checking℠: $300 bonus
|
Chase College Checking℠: $100 bonus
NerdWallet rating
at Chase, Member FDIC
This offer is best for college students.
Offer: Get a $100 bonus when you open a new Chase College Checking℠ account and complete qualifying transactions.
Minimum deposit to qualify: $0 to qualify for bonus; $0 to open account.
Expiration date: 04/19/2023.
How to get it: Open a Chase College Checking℠ account online or in a branch. Complete at least 10 qualifying transactions (including debit card purchases, online bill payments and deposits using Chase QuickDeposit℠) within 60 days of opening your account. You're allowed to receive one bonus that’s related to opening a new checking account every two years, and you can only receive one bonus per account.
When you'll get it: Within 15 days of 10 qualifying transactions being posted.
Monthly fee: None for those ages 17-24 at account opening for up to five years while in college; $6 after your expected graduation date, but waived if you make one or more direct deposits per statement period or keep an average daily ending balance of at least $5,000.
» Want to browse your options? See this month's best bank bonuses
Member FDIC
Upgrade - Rewards Checking
APY
N/A
Monthly fee
$0
Deposits are FDIC Insured
Current Account
APY
N/A
Monthly fee
$0
Deposits are FDIC Insured
Chime Checking Account
APY
N/A
Monthly fee
$0
Member FDIC
Axos Bank® Rewards Checking
APY
1.25%
Monthly fee
$0
Chase Secure Banking℠: $100 bonus
NerdWallet rating
at Chase, Member FDIC
This offer is best for those who tend to overdraft, as the Chase Secure Banking℠ account has no overdraft fees.
Offer: Get a $100 bonus when you open a new Chase Secure Banking℠ account and complete qualifying transactions.
Minimum deposit to qualify: $0 to qualify for bonus; $0 to open account.
Expiration date: 04/19/2023.
How to get it: New Chase checking customers (who haven't had a Chase checking account within the last 90 days or had one closed with a negative balance in the last three years) can open a Chase Secure Banking℠ account online or in person using a coupon emailed to you through the promotional page. You must complete 10 qualifying transactions within 60 days of opening the account. Note that you are allowed to receive one bonus that’s related to opening a new checking account every two years, and you can only receive one bonus per account.
When you'll get it: Within 15 days after the 10 qualifying transactions have posted.
Monthly fee: $4.95.
» Want to compare accounts? See our Chase checking accounts review
Chase Total Checking®: $200 bonus
NerdWallet rating
at Chase, Member FDIC
This offer is best for those who can meet the minimum balance or direct deposit requirements in order to avoid the monthly fee.
Offer: Get a $200 bonus when you open a new Chase Total Checking℠ account and complete a qualifying direct deposit.
Minimum deposit to qualify: $0.
Expiration date: 04/19/2023.
How to get it: Open a Chase Total Checking® account online or in person using a coupon emailed to you through the promotion page. You must have a qualifying direct deposit into the account within 90 days. Note that you are allowed to receive one bonus that’s related to opening a new checking account every two years, and you can only receive one bonus per account.
When you'll get it: Within 15 days of completing requirements.
Monthly fee: $12, avoided by having monthly direct deposits of $500 or more, a minimum daily balance of $1,500, or keeping a daily average balance of $5,000 in your Chase Total Checking® and qualifying linked Chase bank accounts.
» Looking to increase your savings? Check out NerdWallet's best high-yield online savings accounts.
Chase Business Complete Checking℠: $300 bonus offer
NerdWallet rating
at Chase, Member FDIC
This offer is best for small business owners.
Offer: Get a $300 bonus when you open a new Chase business checking account, complete qualifying transactions, meet the deposit requirement and meet a minimum balance requirement.
Minimum deposit to qualify: $2,000.
Expiration: 05/18/2023.
How to get it: Open a new Business Complete Checking℠ account online or at a branch, using the offer code emailed to you from the promotional page. Then deposit at least $2,000 in new money within 30 days, maintain a $2,000 balance for 60 days and complete five qualifying transactions — such as debit card purchases, QuickAccept℠ deposits, QuickDeposits℠ and ACH or wire transfers — within 90 days. You are only allowed to receive one bonus related to a new business checking account every two years, and only one bonus per account.
When you’ll get it: The bonus will be deposited into your new account within 15 days of completing all the requirements.
Monthly fee: $15, waived with valid military ID or proof of military service or with a minimum daily balance of $2,000, by spending at least $2,000 in purchases with your Chase Ink Business Card, by depositing $2,000 into your new account from your QuickAccept℠ or eligible transactions at least one business day before the last day of your statement period, or by maintaining a linked Chase Private Client Checking℠ account.
» MORE: See our list of the best business bank account bonuses
Frequently asked questions
Does Chase really give you $225?
A previous promotion offered a bonus of $225. Currently, new checking customers can earn a $200 Chase checking account bonus by opening a Chase Total Checking® account and meeting requirements.
Alternatively, new checking customers can earn a $100 Chase checking account bonus by opening a College Checking® account or a Secure Banking account and meeting requirements.
How do you get your Chase bonus?
You’ll receive your Chase bonus once you’ve opened your new account and completed all the requirements.
For the College Checking℠ account, you’ll get your bonus within 15 days of your 10 qualifying transactions being posted.
For the Secure Banking℠ account, you’ll get your bonus within 15 days after the 10 qualifying transactions have posted.
For the Chase Total Checking® account, you’ll get your bonus within 15 days of completing a qualifying direct deposit, which must be made within 90 days of opening the account.
For the Chase Business Complete Checking℠ account, you’ll get your bonus within 15 days of: 1) five qualifying transactions being posted, 2) making the minimum deposit requirement and 3) maintaining the minimum required balance for the required time.
Does Chase bank have any promotions?
Chase often offers promotions for new customers. You can check this page for available bonuses and promotions.
What to know about Chase checking account bonuses
Chase bonuses generally require meeting a minimum deposit or a minimum number of qualifying transactions. Every two years, you’re allowed to receive one bonus related to the type of new checking account you’re opening, and only one bonus per account.
» Read our full Chase bank review
Are Chase bonuses worth it?
If you’re debating between a Chase account and one of its competitors, these bonuses may be enough to swing your decision. But make sure you can avoid any monthly fees that might apply.
» COMPARE: See our review of Chase vs. Bank of America
FAQs
Is Chase still offering $200 bonus? ›
Enjoy $200
Get Service Fee, Bonus/Account and other Important Information. Offer expires 04/19/2023.
Complete 10 qualifying transactions within 60 days of coupon enrollment. Qualifying transactions include debit card purchases, Zelle®2, ACH credits, Chase QuickDepositSM2 or online bill payments.
How do I get my free 200 from Chase? ›Maintain a daily balance of $1,500 or more. Maintain an average beginning day balance of $5,000 or more in any combination of this account and linked qualifying Chase checking, savings and other accounts.
How long does Chase 200 bonus take? ›Chase will automatically apply the $200 checking coupon code when you click “Open an account” online. Or, you can request the code by e-mail, then apply it manually after opening your account. Once you meet the direct deposit requirements, Chase will deposit the $200 bonus into the new account within 15 days.
Does Chase give you 300 for opening an account? ›Chase Business Complete Checking: $300 bonus
You'll also need to complete: five qualifying transactions within 90 days of the coupon enrollment date. These include debit card purchases, Chase QuickDeposit, Chase QuickAccept deposits, ACH payments or credits and incoming and outgoing wire transfers.
Chase will pay you $100 after you make 10 qualifying transactions, like debit card purchases or direct deposits, within 60 days of coupon enrollment. This account also allows you to save money on fees: While you're enrolled in college, Chase will waive the $6 monthly fee, up to five years.
How do I check my Chase welcome bonus? ›...
Tracker Overview
- Log into your Chase account.
- Click on “Ultimate Rewards” on the left bar or head to the Chase Ultimate Rewards portal directly.
- Select “Rewards Activity” to see the tool.
A cash back card could have an introductory bonus of $200 after you spend $600 within the first few months. Whether your rewards card offers points, miles or cash, you must spend at least the minimum amount required to qualify for the earnings detailed in the welcome offer.
What promotions does Chase have right now? ›Chase Secure Banking℠: $100 bonus. Chase Freedom Flex℠: $200 bonus. Chase Freedom Unlimited®: $200 bonus. Chase Sapphire Preferred® Card: 60,000 bonus points.
What are Chase bonus categories 2022? ›For Q4 2022 (October through December), the Chase Freedom bonus categories are Walmart and PayPal. In Q3 2022 (July through September), they were gas stations, rental car agencies, movie theaters, and select live entertainment.
How do I get my Chase $225 bonus? ›
New Chase Bank customers can earn a sign up bonus of up to $225 when they open a new account and set up direct deposit. The best part is that Chase Bank offers a military banking program that waives fees for eligible military members and veterans.
When can I get Chase bonus again? ›You have to wait 48 months after earning the sign-up bonus on one Chase Sapphire card before you can earn it again on another. The waiting period starts when you receive the bonus — not when you're approved, activate the card or hit a cardmember anniversary.